Bridge / Fix & Flip
Fix and Flip Loans That Move As Fast As You Do.
Close in as few as 10 days. Terms within 24 hours.
Fix-and-flip investing is driven by quality execution and tight timelines. At Dominion, we streamline the underwriting process so you can move quickly from acquisition to renovation without unnecessary delays.
Once the project is complete, you maintain flexibility — sell for a profit or refinance into one of our DSCR loan programs to transition the property into a long-term rental investment, structured without restrictive prepayment penalties.
RATE AS LOW AS
8.90%
Close in as Few as 7–10 Days
Lock in opportunities before competitors.
Up to 90% of Purchase + 100% Rehab
Keep more of your own capital free.
6- to 24- Month Loan Terms
Interest-only options and competitive pricing with 6- to 24- month terms.
Fix & Flip Loan
Terms and Features
✔ Loan Amount: $75K – $5M+
✔ Rates: Starting at 8.90%
✔Term: 6-18 Months (with extension options)
✔ Payment: Interest Only
✔ Property Types: Residential (SFR & 2-4 Units)
✔ Financing for Purchase and Renovation Costs
✔ Eligible States: Nationwide
✔ LTC: Up to 93% Loan to Cost (90% of Purchase, 100% of Rehab)
✔ LTV: Up to 75% Loan to Value
✔ Credit Score: 600 Minimum
✔ NO Prepayment Penalty
✔ 0-2 Points
Exact terms depend on borrower qualifications and project details.
Access Construction Capital in Days, Not Weeks.
Dominion’s draw management process is designed for efficiency and clarity. Once a draw request is submitted and approved, funds are released promptly, keeping your construction timeline on track without unnecessary delays.
Our streamlined review process and digital submission system provide visibility into project progress and ensure capital is deployed when needed.
01
Submit Draw Request
Submit your request through our online portal or directly to our draw administration team. A dedicated specialist manages the review from submission through funding.
02
Verification & Inspection
Progress is confirmed through streamlined virtual or on-site inspections, ensuring efficient validation while maintaining underwriting standards.
03
Approval & Disbursement
Upon approval, funds are released promptly to your designated account, keeping your project on schedule.
Up to 50% Reduction in Origination Fees
When refinancing into a Dominion Rental Loan.
Fix2Rent
From Renovation to Stabilization — Without Changing Lenders.
Designed for BRRRR-focused operators, Fix2Rent allows you to refinance your completed fix-and-flip project into long-term rental financing through a streamlined process.
Program Highlights:
✔ Individual property and portfolio financing solutions
✔ Streamlined closings for both transitional and stabilized debt
✔ Flexible 12-24-month term options
✔ Fixed and adjustable-rate structures for long-term holds
✔ Competitive fee structure for repeat borrowers
✔ Limited seasoning requirements for eligible refinance transactions
Bridge Loan Financing
Need to acquire an investment property without renovation financing?
Our bridge loan solution provides short-term capital designed to support acquisition and strategic repositioning.
Structured for flexibility and efficient closings, this facility allows you to execute your investment plan with clarity and speed.
Key Features
✔ Expedited closing timelines
✔ Drive by-only valuation options on eligible transactions
✔ No prepayment penalties
✔ Leverage up to 90% loan-to-value
✔ 12- 24-month term structures
✔ Single-asset and portfolio blanket financing
✔ Cash-out refinance options available
Frequently Asked Questions
Fix and Flip Loans
What is a fix and flip loan and how does it work?
A fix and flip loan is a short-term, business-purpose financing solution designed to fund both the purchase and renovation of an investment property. Dominion typically finances a portion of the acquisition cost and may cover up to 100% of approved renovation expenses. The loan is structured as interest-only, and interest on renovation funds applies only after those funds are disbursed based on verified completed work
How do I secure financing for a property flip?
To qualify, you must identify an investment property where improvements will increase value, whether through cosmetic upgrades or more extensive rehabilitation. Dominion finances properties strictly for investment use and does not lend on primary residences. Once the opportunity is identified, we evaluate the project scope, budget, and exit strategy.
What is required for a rehab loan?
Borrowers must have a valid purchase agreement or current ownership of the property. A detailed scope of work and construction budget are required for underwriting review. Investors are also expected to contribute equity toward the purchase at closing to ensure appropriate capital participation.
Do I need prior experience or a high credit score?
We require a minimum 620 credit score and work with first time investors.
That said, we evaluate the full profile, fico, liquidity, experience, and project strength. Experienced operators may qualify for higher leverage and preferred pricing.
How quickly can Dominion fund?
We can close in as little as 7 days.
Speed improves when documentation is complete and underwriting is prepared in advance.
What are the options once the project is complete?
Upon completion, investors may sell the property and repay the loan without prepayment penalties. Alternatively, the property can be refinanced into a long-term DSCR rental loan through Dominion. Bridge refinance options may also be available for borrowers who need additional time. Fee reductions may apply to qualifying internal refinance transactions.
Does Dominion support BRRR strategies?
Yes. Dominion provides financing for both the acquisition/renovation phase and the long-term rental refinance phase. Investors who utilize Dominion for both stages may qualify for origination fee incentives on the refinance.
What if construction exceeds the projected timeline or budget?
Renovation budgets are reviewed prior to closing to help reduce the risk of overruns. If unexpected delays occur, extension options may be available subject to review and updated project evaluation. Borrowers are encouraged to communicate proactively if challenges arise.
What properties are eligible?
Eligible properties typically include non-owner-occupied single-family homes, 2–4 unit residential properties, 5+ units and warrantable condominiums. Both minor cosmetic projects and significant rehabilitation efforts may qualify, subject to underwriting criteria and minimum property value thresholds.
Are foreign nationals eligible?
Foreign nationals may be considered for financing, even without an established U.S. credit history. Additional documentation and underwriting standards apply, and eligibility is evaluated on a case-by-case basis.