New Construction
New Construction Financing Designed for Investors
Whether your strategy is build-to-rent or build-to-sell, Dominion provides vertical construction financing for infill, shovel-ready, fully entitled land. We fund both single builds and small developments, structuring capital to align with your timeline and exit strategy.
Our construction loans are designed for investors who require flexibility, efficient execution, and dependable capital deployment from groundbreaking to completion.
Quick Pre-Approval
Provide project details, including land acquisition or development plans, and get a conditional loan approval in 24 hours.
Tailored Loan Structuring
We craft financing solutions based on your timeline, budget, and exit strategy, ensuring a seamless fit for your investment goals.
Fast Closings & Draws
Close in as little as 7 business days and access construction funds in stages as project milestones are completed.
Up to
90% LTC
Enabling you to preserve liquidity while maintaining meaningful participation in the project.
New Construction Loan
Program Highlights
✓ Up to 90% loan-to-cost (LTC) and 70% loan-to-after-repair value (LTARV)
✓ Loan amounts from $100,000 to $5MM
✓ 12- and 24-month term options
✓ Interest-only structure; interest accrues only on funds drawn
✓ Streamlined draw administration, with approved funds released in as few as four days
✓ Project Types: Land, entitled land/design state, entitled & permitted (shovel-ready), mid-construction
✓ Competitive, interest rates starting at 8.99%*
✓ Prepayment: No penalties for early payoff
✓ Prior fix-and-flip experience may be used to qualify for construction financing
Exact terms depend on borrower qualifications and project details.
Build2Rent
Build. Stabilize. Hold.
Our Build2Rent program is structured as a two-close financing solution, one facility for vertical construction, followed by long-term rental financing upon completion. Designed specifically for investors executing build-to-rent strategies, this structure supports efficient capital deployment from groundbreaking through stabilization.
Program Highlights
✓ Single-asset and portfolio financing options
✓ Coordinated construction-to-rental transition
✓ 12- and 24-month construction term structures
✓ Fixed or adjustable-rate mortgage options on the permanent loan
✓ Flexible terms, including fixed-rate, interest-only, or ARM structures
✓ Preferred pricing on refinance into rental financing
Bridge
Unlock Capital from Completed Inventory
Bridge provides short-term bridge financing secured by completed new construction properties. Designed to release working capital, this facility allows developers and investors to redeploy equity while positioning assets for sale or refinance.
Program Highlights
✓ Accelerated closing timelines
✓ Exterior-only valuation options where applicable
✓ Up to 80% LTV on purchase / 75% LTV on refinance
✓ 12- 24-month term options
✓ Single-property and portfolio blanket financing
Frequently Asked Questions
New Constructions Loans
Do I need permits before closing?
Not necessarily. In many cases, borrowers may close prior to final permit issuance, allowing capital to be secured earlier while site preparation and pre-construction activities begin. Permit status will be evaluated during underwriting based on project scope and jurisdiction requirements.
Can I finance both land and construction costs?
Yes. Dominion construction loans may finance up to 90% of total project costs, including eligible land acquisition and vertical construction expenses such as materials and labor. Final leverage depends on borrower experience and overall project strength.
For refinances, borrowers must supply current leases, rent verification, and relevant property documentation to validate income. For acquisitions, a fully executed purchase agreement is required.
How do construction draws work?
Construction funds are disbursed in stages as work is completed. Borrowers submit draw requests tied to milestone progress, which are reviewed and verified prior to release. Once approved, funds are deployed to support continued construction without unnecessary delays.
Interest accrues only on funds drawn, helping preserve capital efficiency during the build phase.
What experience is required to qualify?
Ground-up construction financing requires demonstrated experience. Borrowers must show prior involvement in similar projects, whether as an owner on title, licensed contractor, or through documented value-add real estate experience. Experience level influences leverage and structure.
What documentation is required prior to approval?
Borrowers must provide approved plans, a detailed line-item budget, contractor information, and a defined construction timeline. Our internal team reviews the budget and project feasibility as part of disciplined underwriting.
What are the standard loan terms?
Construction loans are typically structured with 12-month terms, with extended 24-month options available depending on project scope and timeline.
What happens after construction is complete?
Upon completion, borrowers may sell the asset or refinance. For build-to-rent strategies, a transition into long-term DSCR rental financing may be available, including streamlined internal refinance options.
Are foreign nationals eligible?
Foreign nationals and permanent residents may qualify for construction financing, even without an established U.S. credit profile. Additional underwriting and documentation standards apply.
Is Halachically compliant financing available?
Dominion understands the importance of aligning financial solutions with investor values. For borrowers seeking Halachically compliant structures, Heter Iska-based financing may be available as an alternative to conventional interest-bearing loans. This structure is designed to avoid Ribbis (interest) in accordance with Jewish law. Additional information is available upon request.